Wio Bank PJSC reports AED 61 billion assets and record revenue ofAED 1.24 billion in FY2025

"Chairman Photo " "Jayesh Patel - CEO Wio Bank PJSC" 

• In its third full year of operations, Wio Bank reported net profits of AED 622 million,
reflecting 57% growth over 2024
• More businesses and individuals chose Wio as their primary bank, with customer
deposits soaring to AED 57 billion

Abu Dhabi, UAE – 17 March 2026: Wio Bank PJSC (“Wio”) reported a strong financial performance in FY2025, reflecting continued customer adoption and the expansion of its digital banking platform across the UAE. In its third full year of operations, the bank recorded AED 1.24 billion in revenue, an increase of 55% year-on-year, alongside net profit of AED 622 million, up 57%. More businesses, individuals and families across the UAE chose Wio as their primary financial partner, reflected in an NPS of 75 for Wio Business and 76 for Wio Personal, the highest in the UAE banking industry, as the bank deepened its capabilities to
support customers and the wider economy for the long term.

Mansour AlMulla, Chairman of the Board, said:
These strong results reinforce our commitment to empowering the UAE's digital economy
and supporting the ambitions of individuals, businesses and communities across the nation.
Wio’s growth reflects the trust we have earned, with a growing number of customers
choosing Wio as their primary banking partner and entrusting us with a greater share of their
financial lives. Our exceptional balance sheet strength provides a strong foundation to
continue serving our customers and investing in a future focused on meeting their evolving
financial needs.”

Wio Personal also saw strong growth, with more than 270,000 individuals choosing Wio as their primary bank, while families were another key area of focus in 2025. In the fourth quarter, Wio launched Wio Family, a fully integrated banking proposition designed to help households manage spending, plan together and grow their money in one place.

Jayesh Patel, CEO of Wio Bank, said: “Our achievements in 2025 reflect our commitment
to serving customers across business and personal banking, providing insights and
empowering them to achieve stronger financial futures. In just three years, we have built one
of the most profitable and trusted digital banks in the region, and our financial results and
NPS scores reflect this. As more customers make Wio their primary bank, our digital-first
platform gives us the agility to support them through short-term challenges while staying
focused on their long-term success. Our exceptional balance sheet provides resilience and
enables us to continue to invest in products and services to support our customers. We
thank our customers for choosing us and remain committed to supporting their long-term
growth.”

In 2026, Wio is developing an Islamic banking proposition, subject to regulatory approval. Wio is focused on scaling its AI capabilities to better serve customers through more personalized tools and experiences. While many financial needs are shared, individual circumstances vary significantly. AI will enable tailoring products, guidance and experiences more closely to each customer’s situation, underpinned by a firm commitment to strong governance, customer privacy and the highest standards of security.

Prakash Sunkara, Chief Financial Officer at Wio Bank, added: Our performance and
investment in our portfolio reflect the strength of our business model and discipline behind
how we have built it. Reaching such milestones in three years, alongside our solid balance
sheet growth, demonstrates a responsible approach to scaling a digital financial institution
that is increasingly becoming a mainstream bank.

For more information, visit www.wio.io